Personal Banking

Convenience and Service You Can Count On

Oakridge E-Checking

$100 Minimum deposit to open this account
No Minimum Daily Balance
Unlimited transactions
Monthly service charge of $5.00 waived if either of the following requirements are met:
- E-Statement required (no paper statement)
- ACH Credit

$100 Minimum deposit to open this account
$10,000 Minimum Daily Balance
Monthly service fee of $15 waived when minimum daily balance of $10,000 is maintained
Tiered interest rate based on account balance and current market rates
Interest rate paid monthly
Excess debit transaction fee is $10 per transaction if debit transaction limit is exceeded
(Transfers to another account or third parties by preauthorized, automatic, telephone, computer transfer, debit card, check, draft, or similar order are limited to 6 per statement cycle)

$100 Minimum deposit to open this account
$300 Minimum Daily Balance
Monthly service fee of $5 waived when minimum daily balance of $300 is maintained
Tiered interest rate based on account balance and current market rates
Interest rate paid monthly
Limited to 6 debit transactions per month
Excess debit transaction fee is $5 per transaction if debit transaction limit is exceeded
(Transfers to another account or third parties by preauthorized, automatic, telephone, computer transfer, debit card, check, draft, or similar order are limited to 6 per statement cycle)

Traditional 6 month CD is $2500 to open
IRAs are available
Terms from 6 to 60 months
Monthly interest payment may be compounded, paid to an Oakridge Bank account, or paid electronically to an account an another bank
Penalty for early withdrawal

Sophisticated Banking Services for High Net Worth Individuals