Oakridge Small Business Checking
- $100 Minimum deposit to open this account
- $2,500 Minimum Daily Balance
- Monthly service fee of $15 waived when minimum daily balance of $2,500 is maintained
- Up to 250 transactions each month at no charge (deposits, items deposited, checks/debits)
- $0.50 per transaction in excess of 250 transactions
Oakridge Business Checking with Interest
- $100 Minimum deposit to open this account
- $1,500 Minimum Daily Balance
- Monthly service fee of $15 waived when minimum daily balance of $1,500 is maintained
- Earns interest rate with maintained minimum balance of $1,500 and above
- Interest rate paid monthly
- Reserved for sole proprietorships and non-profit entities
- Up to 100 items (deposits, items deposited, checks/debits) each month at no charge.
- $0.50 per item in excess of 100
Oakridge Commercial Checking
- $100 Minimum deposit to open this account
- A monthly service fee of $20 will be assessed each statement period
- Analysis transaction fees apply
- Service fees may be offset by an earnings credit based on collected balances
Oakridge IOLTA (Interest On Lawyer’s Trust Account)
- $100 Minimum deposit to open this account
- No minimum daily balance requirement
- No monthly service fee
- Unlimited transactions
- Remitted to Texas Equal Access to Justice Foundation for charitable purposes
Oakridge Business Money Market
- $100 Minimum deposit to open this account
- $10,000 Minimum Daily Balance
- Monthly service fee of $15 waived when minimum daily balance of $10,000 is maintained
- Tiered interest rate based on account balance and current market rates
- Interest rate paid monthly
- Limited to 6 debit transactions per month
- Excess debit transaction fee is $10 per transaction if debit transaction limit is exceeded
(Transfers to another account or third parties by preauthorized, automatic, telephone, computer transfer, debit card, check, draft, or similar order are limited to 6 per statement cycle)
Commercial Lending
You have the vision. We can help make it a reality
- Commercial (working capital loans and equipment loans)
- Manufacturing
- Distribution
- Wholesale
- Transportation
- Communication
- Service
- Medical
- Mortgage Warehouse
- Real Estate (acquisition, construction and mini-perm loans)
- Owner occupied facilities
Flexible financing, local decision-making
If your company has revenues of up to $100 million, we’ve got the expertise, the lending capacity and the local authority to meet your short and long-term financing needs.
- Revolving Lines of Credit
- Access additional funds when you need it for unexpected purchases, for business expansion or to offset seasonal fluctuations in cash flow
- Equipment Loans
- Preserve working capital by borrowing money to replace or add equipment to your fixed assets
- Owner Occupied Real Estate Loans
- Expanding your business? Finance your improvements with an owner-occupied real estate loan at competitive interest rates
Commercial Real Estate Lending
We approach commercial real estate lending with an entrepreneurial spirit. Because we have the authority to fund real estate projects in our local markets, we are able to provide individualized service. Oakridge Bank offers acquisition, construction and mini-perm financing with competitive rates to:
- Real Estate (Acquisitions, Construction & Mini-Perm Loans)
- Single & Multi-tenant Investor Real Estate
- Multifamily
- Medical Facilities
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